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Disclosures & Licensing

Company Licensing: VLG, LLC NMLS 2441426 (www.nmlsconsumeraccess.org). 21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548.

VLG of California LLC; VLG of Colorado; VLG of Michigan LLC; VLG of Missouri, LLC; VLG of Texas, LLC; VLG of Virginia LLC; VLG, LLC of South Dakota are all registered tradenames of VLG, LLC. Equal Housing Opportunity. All loans subject to underwriting approval. Certain restrictions apply. Call for details. VLG, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. This site is not authorized by the New York state department of financial services. Phone numbers displayed are not for use by New York borrowers. No mortgage solicitation activity or loan applications for properties located in the state of New York can be accepted through this site.

State of Illinois Community Reinvestment Notice

The Department of Financial and Professional Regulation (Department) evaluates our performances in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. You involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Texas Rights

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.

NMLS Licensing

Loan Product Disclosures

State Disclosures